Welcome to Early Money Habits

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What Is Financial Literacy and Why It Matters

Financial literacy means understanding how money works, how we earn it, spend it, save it, give it, and even grow it. It’s about learning the everyday skills that help us make smart choices with our money.

For children, financial literacy builds confidence, independence, and responsibility from an early age. When children learn to give, save, spend, and invest wisely, they develop habits that last a lifetime. Teaching these lessons early helps families talk openly about money, encourages goal setting, and prepares young people to make thoughtful decisions as they grow.

By turning money lessons into fun, practical activities, we can raise a generation of money-smart children who understand not just how to manage money but how to use it to make a positive difference.

FREE Downloads

Learn, Play, and Grow with Money!

Welcome to our Free Downloads Library. A collection of fun, easy-to-use printables that help children learn about money through play and storytelling.
You’ll find coloring pages, activity sheets, and games designed to teach the basics of giving, saving, and spending for ages 3–8, and saving, investing, and budgeting for ages 9–15.

Each resource is created to make money lessons simple, engaging, and age-appropriate — perfect for home or classroom learning!

Explore our courses

Our online courses make financial learning a fun, shared experience for families. Each course is designed to help children understand money in simple, practical ways, while giving parents the tools to guide and support them.

three people sitting in front of table laughing together
three people sitting in front of table laughing together
woman in black dress sitting on chair
woman in black dress sitting on chair
Parent-Child Mini Courses

Bite-sized learning experiences designed to bring parents and children together.
Each mini course includes guided activities, printable worksheets, and conversation prompts that help families talk openly about money.

Build confidence, connection, and healthy habits that last a lifetime!

Interactive Lessons

For older children and pre-teens ready for more independence, our interactive lessons explore real-world money skills, from goal setting and budgeting to spending wisely and staying safe online.
Animations, quizzes, and real-life challenges keep learning exciting and practical.

Empowering children to make smart money choices 'one lesson at a time'.

Shop

Invest in building healthy money habits that will last a lifetime!

Explore our collection of ready-to-use resources designed to make teaching money skills fun and easy! In the shop, you’ll find complete printable packs, themed lesson sets, and digital course materials that build confidence and financial understanding in children.

Each product is thoughtfully created to support the lessons of Give, Save, Spend, and Invest — helping families and educators bring money learning to life at home or in the classroom.

Instant downloads, beautifully designed, and packed with real-world learning you can start today!

About Me

Hi, I'm Lara Ejiwunmi

I’m an early years educator with over nine years of experience nurturing and teaching preschoolers. My passion lies in helping children build essential life skills from the very start. My mission is to introduce financial literacy to children from the age of 3 in fun, age-appropriate ways that spark curiosity and confidence. Through hands-on learning and heart-led teaching, I can empower the next generation with the knowledge and mindset they need to make smart choices and thrive in life.


Empowering Financial Literacy.